Tour-de-Futur Innovation Society

Digital Asset on Blockchain

NEWS.... Good News to Use!!!

Bank Lending Against Intellectual Property !

There is a growing trend in the US and Canada for banks to lend against secured intangible assets. Intellectual Property assets of a well-run business will usually increase in value over time, whereas most of their tangible assets will reduce in value

A banker, investment banker, venture fund or any investor will look at the cost of your assets..  A key tool for financiers. For instance, you may have to keep your current assets above a certain percentage of your current liabilities.

Debt-to-asset ratio also known as debt asset ratio,  shows the percentage of your company’s assets financed by creditors. Bankers often use the debt-to-asset ratio to see how your assets are financed. In general, a bank will consider a lower debt-to-asset ratio to be a good indicator of your ability to repay your debts or take on additional debt to support new opportunities. A high ratio indicates a substantial dependence on debt and could be a sign of financial weakness.

How to calculate debt-to-asset ratio  = LIABILITIES / ASSETS . 

But what if your investment in assets is primarily intangible, such as software, apps, websites, social media presence, subscribers database, methods and digital products, digital images, photos, patents and brand names? 

 Move towards a digital economy these issues increase in relevance, . As an example,  Alphabet - the parent of Google - recorded a $1.3 billion operating loss in 2019 on moonshot projects, as “other bets” on its earnings line. 

Increase Assets Value to Improve Debt Asset Ratio

Digital Asset Capitalization Project

DACap is the proprietary methods/protocols for Digital Assets (DA) Capitalization, developed by our team.

DACap includes:

1.  DA Identification to make DA  identifiable, which is necessary to Digital  Assets  to be recognized as an assets;

2. To be Controlled by the owner we make Record  on Blockchain.  The Permanent Record on Blockchain with Smart Contract is necessary for  protecting the owners rights on DA. 

3. Digital Assets Valuation in our Project consists of or includes in: 

   • General or basic  assets valuation depends on the type of assets and method of assets valuation

   • Smart Contract for Permanent Record on Blockchain

Permanent Smart Contract Record on Blockchain increases Digital Assets Valuation for 25%-100%.

4. Financial Decisions on financial records of DA in the balance sheet

Digital assets are a part of   capital assets. The funding may come from:

4. • Owner's equity 

   •  Long term liability / Loan

   • Lease

   • Non-operating expenses

   • Out of balance